As a First Time Buyer, there are many things that you need to consider. As we've outlined in the Buyer Tab on this website, there are 5 Steps to making your purchase, whether you are a First Time Buyer or have lots of experience. In other words, the process is the same, the difference is in the experience and the comfort level.
On Demand Realty wants to make sure that as you progress through this process you remain aware that:
Agency Disclosure Notice: All agents are required to Disclose with you their agency relationship when working with you. They should disclose if they are acting as a Seller Agent (representing the seller), a Buyers Agent (representing the buyer) or a Dual Agent (representing both the Seller and Buyer). You then Elect their role in representing you, and provide Consent by completing the Buyer Agency Disclosure Form (click here for a sample copy). This is so you will how you are being represented in the sales transaction going forward. Questions? Call.
As a First Time Home Buyer there are possible government funding or grant programs available to you based on your income qualifications, credit scores, residency requirements, available funds and your participation in some courses.
Click Application Paperwork to get an idea of the supporting documents you will need when applying for a loan.
Most lenders will be aware of these programs and can assist you, but if you are one of the people that want to check these things out yourself, below is a list of some agencies that you can click on to access their websites.
COUNTY AND CITY INFORMATION
NOTE: On Demand Realty does not have any direct or indirect relationship with any of these agencies, lenders, or programs and only provide these links as a courtesy to you as a First Time Home Buyer.