SF East Bay \ Real Estate - Here & Now

First Time Buyer Programs / Down Payment Programs

As a First Time Home Buyer there are government funding or grant programs available to you based on your income qualifications, credit scores, residency requirements, available public funds and in some cases, your participation in some program courses. These programs can assist with Down Payments, lower qualification criteria, etc., and are intended to help you "Get In the Market" to share the rewards of home ownership.

Most lenders are aware of these programs and can assist you, or we can provide references, but if you are one of the people that want to check these things out yourself, below is a list of some links to agencies that you can click on to access their websites.

FEDERAL INFORMATION

CALIFORNIA INFORMATION

COUNTY AND CITY INFORMATION

NOTE: On Demand Realty does not have any direct or indirect relationship with any of these agencies, lenders, or programs and only provide these links as a courtesy to you as a First Time Home Buyer.

Government Portals for Approved Condos

The links below will take you to the government sponsored website portals where you can enter the City, State, etc and get the name of the Condominium Associations that have been approved by the respective agency. when using a FHA or VA home loan, the lender underwriters may request that the purchase be in an "Approved" complex. So if you are planning to use this type of loan, these portals will help you find Approved complexes saving you time when looking.

FHA/HUD Approved Condos
VA Approved Condos

LATEST Homes for Sale under $650,000. Call our office for more listings, 925 464 1006

4141 Deep Creek Unit #200, Fremont image

4141 Deep Creek Unit #200, Fremont $199,999

Why not own a home you can call your own? This beautiful home offers affordable housing in a prime location! Enter thru the large patio, suitable for entertainment! The l...

2 Beds
2 Baths
41142901 MLS
1,440 SqFt.

7911 Holly Street, Oakland $469,000

Welcome to this charming single-story home offering 960 square feet of comfortable living space with 3 bedrooms and 2 bathrooms. Designed for both convenience and functio...

3 Beds
2 Baths
41142881 MLS
960 SqFt.
2,500 Sqft. Lot

1116 Running Springs Unit #6, Walnut Creek image

1116 Running Springs Unit #6, Walnut Creek $285,000

Welcome to this peaceful 2-bedroom, 1-bath home in the vibrant 55+ community of Rossmoor. Enjoy morning coffee or an evening beverage on the tranquil patio surrounded by ...

2 Beds
1 Baths
41142877 MLS
1,048 SqFt.

5200 Fairside Way, Antioch $550,000

Welcome to this well maintained two story home situated on a desirable corner lot! Step inside to beautiful tile flooring that welcomes you into the living room and dinin...

4 Beds
3 Baths
41142870 MLS
1,662 SqFt.
4,760 Sqft. Lot

1744 4th St, Richmond $513,000

Completely renovated. House situated on a corner lot. 4 bed 1.5 bathroom with off street parking. Solar owned. Walking distance to Verde Elementary School. Close to publi...

4 Beds
2 Baths
41142862 MLS
1,155 SqFt.
5,000 Sqft. Lot

10645 Topanga, Oakland $550,000

Fall in love with this classic Sabrante Park gem, perfectly situated on a picturesque, tree-lined street. Built in 1944, this charming 2-bedroom, 1-bath single-family hom...

2 Beds
1 Baths
41142858 MLS
1,072 SqFt.
4,080 Sqft. Lot

2037 Sierra Rd Unit #5, Concord $439,000

Welcome to this bright and airy 3-bedroom, 2-bathroom townhome-style condo in the desirable Comstock Gardens community. Offering the privacy of no neighbors above or belo...

3 Beds
2 Baths
41142856 MLS
1,099 SqFt.

2000 Pine Knoll Dr Unit #2, Walnut Creek image

2000 Pine Knoll Dr Unit #2, Walnut Creek $598,000

Newly remodeled, sought-after LEVEL-IN Yosemite model! No steps and no neighbors above or below! Warm wood tones blended with light and bright features, including three...

2 Beds
2 Baths
41142833 MLS
1,049 SqFt.
1,049 Sqft. Lot

Crest Ave, Richmond $222,000

Rare two-parcel hillside opportunity with stunning Bay views and street access in highly desirable Point Richmond neighborhood. This exceptional offering includes two adj...

41142829 MLS
9,214 Sqft. Lot

151 Terrace Ct, Hercules $585,000

Move-in ready and beautifully maintained, this spacious townhome offers comfort, convenience, and privacy. Tucked away on a quiet court in a low-HOA community, this home ...

3 Beds
3 Baths
41142815 MLS
1,434 SqFt.
2,300 Sqft. Lot

11 Th St, Union City $419,000

PRICED TO SELL FAST! Rare development opportunity in Union City! This residential lot of approx. 6,000 sq is located in the heart of Union City close to shopping, dining...

41142798 MLS
6,000 Sqft. Lot

5030 Valley Crest Dr Unit #85, Concord image

5030 Valley Crest Dr Unit #85, Concord $429,500

NEW NEW NEW! Every square inch of this Valley Crest condo has been thoughtfully remodeled, creating a truly turnkey home with crystal-clear inspection reports for added c...

2 Beds
3 Baths
41142794 MLS
1,200 SqFt.
600 Sqft. Lot

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